1APR as advertised assumes payment of 3 points. The Annual Percentage Rate (“APR”) calculations are based on a loan amount of $350,000 and reflects seven (7) days of prepaid interest, application fee, estimated flood certification fee and points under the Buy Down Rate Program. Actual charges may vary based on the loan terms. New loans only for amounts up to $765,600. Property insurance is required, and flood insurance may also be required. Rates are valid for one to four family, owner-occupied primary and secondary residences in New Jersey. All 1st lien primary residential closed end loans may not exceed 80% loan to value ratio and are subject to underwriting standards and credit approval. Additional terms and conditions may apply. Rates are effective as of 7/9/2020. Other rates and terms are available. Rates, terms, and programs are subject to change without notice. Rates are set at time of commitment and not at application. Based on the rates shown above, your estimated monthly payment of principal and interest for a loan amount of $350,000 would be $1,399.22 for the 30-year fixed rate. These payments do not include real estate taxes or insurance premiums. The actual payment obligation will be greater. Contact Mariner’s Bank at 201-734-5424 or marinersbank.com/contact for more information. NMLS #740688 Member FDIC, Equal Housing Lender.