Refinancing your mortgage made cheap and easy!

Ready to apply from home? Scroll down to download an application and get started, or let us help you!

(201) 690-1664

Ready to Apply? Get Started Below!

What you’ll need to do:
Download and complete our Residential Mortgage Application

Click to Download

Once complete, submit your application by dragging and dropping into our secure mailbox

View your Application E-Disclosures

Secure File Upload: Citrix ShareFile – Citrix ShareFile is a secure file sharing system that allows Mariner’s Bank to create a secure environment to exchange documents with our customers.

Mortgage Calculator


Interactive calculators are made available to you for illustrative purposes only and are not intended to provide investment advice. Mariner’s Bank does not guarantee their accuracy or applicability to your situation. Be sure to consult a financial professional before relying on the results.

Next steps:

Sit tight, a member of our Mortgage Team will be in touch to help you finish the process!

While you wait, you can begin gathering:

  • Employment and income details (recent pay stubs, W2 forms, etc.)

  • Asset information (checking/savings, life insurance, retirement funds, etc.)

  • If you’re applying with someone, have him or her get these items together as well

Have questions? We’re here to help!

Contact us by clicking here or call us at (201) 690-1664

1The $450 Refinance Flat Fee program is a limited time offer and may be withdrawn at any time. Offer effective as of 10/28/2020. The $450 Refinance Flat Fee program includes the following costs: Appraisal and Appraisal Review fees, judgment searches, Flood Certification Fee, and attorney review fee. An application fee of $500 is required.  For example, a $350,000 mortgage with an LTV of 80% and an interest rate of 3.500% fixed for 30 years (annual percentage rate (APR) – 3.518%) requires monthly payments of  $1,347.13;  APR assumes a borrower with credit score 700 and above, is subject to change without notice, and may be different for loan amounts above the conforming limit.  The estimated monthly payment does not include property taxes and homeowner insurance premiums and the actual monthly payment will be greater. $450 Refinance Flat Fee program is available for 1-4 family owner-occupied homes with a maximum loan amount of $765,000.  Offer not valid for existing Mariner’s Bank mortgages. Approved applicants will be responsible at closing for funding interim interest and an escrow account for property taxes and insurances. The mortgage is subject to formal credit approval. Mariner’s Bank NMLS 740688. Member FDIC, Equal Opportunity Lender.