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Rates 2017-11-15T05:58:32+00:00

RESIDENTIAL LOAN RATES

The annual percentage rate (“APR”) calculations are based on typical prepaid finance charges for a $100,000 loan and actual charges may vary based on the loan terms.
All residential mortgage loans are subject to underwriting standards and credit approval.  Rates, terms and programs are subject to change without notice.  The information contained herein should not be construed as a commitment to lend. 

Mortgage Rates are current as of:   11-15-2017

  Residential: 1-4 Family, Condo, TownhouseAPRInterest Rate
- Purchase or Refinance
- Primary Residence/Second or Vacation Home
- Loans up to $636,150- Conforming
- Loans up to $1,500,000- Jumbo
5/5 Adjustable Rate Mortgage*3.290%3.250%
7/1 Adjustable Rate Mortgage*3.290%3.250%
15 Year Fixed – Conforming & Jumbo*3.573%3.500%
 Home Equity Fixed Term & Home Equity Line of Credit (HELOC)APRInterest Rate
- Primary Residence
- Loans Up To $ 1,000,000 available
Home Equity Term Loan – Fixed – 5 Yrs3.541%3.500%
Home Equity Term Loan – Fixed – 7 Yrs3.779%3.750%
Home Equity Term Loan – Fixed – 10 Yrs4.021%4.000%
Home Equity Term Loan – Fixed – 15 Yrs4.265%4.250%
Home Equity Term Loan – Fixed – 20 Yrs4.512%4.500%
Home Equity Line of Credit (variable rate***)4.762%4.750%
 Second or Vacation Home
- Loans up to $ 250,000 available
Home Equity Term Loan – Fixed – 5 Yrs4.041%4.000%
Home Equity Term Loan – Fixed – 7 Yrs4.280%4.250%
Home Equity Term Loan – Fixed – 10 Yrs4.522%4.500%
Home Equity Term Loan – Fixed – 15 Yrs4.765%4.750%
Home Equity Term Loan – Fixed – 20 Yrs5.012%5.000%
Home Equity Line of Credit (variable rate***)5.262%5.250%
 CO-OP: Currently Servicing The Edgewater Colony**APRInterest Rate
- Purchase or Refinance
- Primary Residence ONLY
- Loans up to $636,150- Conforming
- Loans up to $1,500,000- Jumbo
5/5 Adjustable Rate Mortgage*4.042%4.000%
7/1 Adjustable Rate Mortgage*4.042%4.000%
15 Year Fixed – Conforming & Jumbo*3.824%3.750%
 CO-OP Home Equity Fixed Term & Home Equity Line of Credit (HELOC)**APRInterest Rate
- Primary Residence ONLY
- Loans Up To $ 1,000,000 available
Home Equity Term Loan – Fixed – 5 Yrs3.745%3.500%
Home Equity Term Loan – Fixed – 7 Yrs3.928%3.750%
Home Equity Term Loan – Fixed – 10 Yrs4.128%4.000%
Home Equity Term Loan – Fixed – 15 Yrs4.340%4.250%
Home Equity Term Loan – Fixed – 20 Yrs4.571%4.500%
Home Equity Line of Credit (variable rate***)4.762%4.750%

LOAN CALCULATOR

*The 5/5 and 7/1 adjustable rate mortgage (ARM) loans are based in the 5 Year Treasury Note Rate Constant Maturity weekly average and may increase after consummation. Rates for the 5/1 ARM, 7/1 ARM and 15 year fixed are set at time of Commitment and not at application.
**Co-op loans are limited to Mariner’s Bank pre-approved Co-op complexes.
***Variable rates may increase after consummation. Maximum APR 18%.

Payment examples are based on a loan amount of $100,000 based on the term and rate displayed

Residential Mortgage
15 Year Fixed Rate 1-4 Family180 Payments of$714.88@3.500%
15 Year Fixed Rate CO-OP180 Payments of$727.22@3.750%
Home Equity Fixed Term
Primary Residence
5 Year Fixed Rate60 Payments of$1,817.03@3.500%
7 Year Fixed Rate84 Payments of$1,353.05@3.750%
10 Year Fixed Rate120 Payments of$1,009.85@4.000%
15 Year Fixed Rate180 Payments of$749.34@4.250%
20 Year Fixed Rate240 Payments of$629.33@4.500%
Home Equity Fixed Term
Second or Vacation Homes
5 Year Fixed Rate60 Payments of$1,839.18@4.000%
7 Year Fixed Rate84 Payments of$1,375.73@4.250%
10 Year Fixed Rate120 Payments of$1,033.42@4.500%
15 Year Fixed Rate180 Payments of$774.48@4.750%
20 Year Fixed Rate240 Payments of$656.18@5.000%
Home Equity Fixed Term CO-OP
5 Year Fixed Rate60 Payments of$1,817.03@3.500%
7 Year Fixed Rate84 Payments of$1,353.05@3.750%
10 Year Fixed Rate120 Payments of$1,009.85@4.000%
15 Year Fixed Rate180 Payments of$749.34@4.250%
20 Year Fixed Rate240 Payments of$629.33@4.500%

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