Residential Mortgage Loan Associate

Edgewater, NJ 07020

The incumbent is responsible for performing a wide range of duties related to the processing and underwriting of residential and consumer mortgage related loans. This individual will be required to manage a loan from application to funding while adhering to all regulatory and internal guidelines. They are expected to be proactive in communicating the status on a loan to both the borrower and originators while managing the processing milestones and expectations with the retail banking staff through the closing.


  • Efficiently manage the mortgage loan pipeline and provide timely status reports.
  • Maintain contact with external and internal customers to ensure workflow deadlines and regulatory requirements are met.
  • Underwrite each loan application submitted in accordance with the bank’s lending and product guidelines.
  • Assume primary responsibility for each loan application file upon receipt.
  • Obtain all credit reports, appraisals, title policies and verifications required for the loan’s approval and closing.
  • Ensure accurate, complete and timely loan data is entered on the loan processing system.
  • Identify transaction components that indicate a potential for fraud and perform required investigative work to resolve issues that are identified.
  • Accurate tracking of HMDA related information and quarterly submission to servicing.
  • Preparation of Loan Documentation in the bank’s Loan Document software from initial disclosures through to closing.
  • Review all documentation to ensure conformity with loan approval and that all closing conditions have been satisfied.
  • Submission of loan summation for approval or secondary review based on approved authority levels.


  • Strong knowledge of loan origination, processing, underwriting, and closing with a minimum of 3 years Residential Mortgage experience.
  • Excellent working knowledge of RESPA, TRID, and Fair Lending regulations.
  • Strong familiarity with secondary mortgage industry practices especially companies like Fannie Mae and Freddie Mac, and associated underwriting standards.
  • Working knowledge of Laser Pro software a definite plus.
  • Excellent written and verbal communication/presentation skills.

If interested in joining our team, please forward your resume to

Mariner’s Bank is always looking for experienced banking professionals who want to further their banking career. Don’t see the position you’re looking for? Contact us

We are committed to Equal Employment Opportunity and to attracting, retaining, developing and promoting the most qualified employees without regard to their race, gender, color, religion, sexual orientation, national origin, age, physical or mental disability, citizenship status, veteran status, or any other characteristic prohibited by state or local law. We are dedicated to providing a work environment free from discrimination and harassment, and where employees are treated with respect and dignity.