LOOKING TO REFINANCE?
FIND THE RIGHT MORTGAGE FOR YOUR NEW HOME?
APPLY FOR A HOME EQUITY LINE OF CREDIT?

We’re Happy To Help
APPLY NOW by Selecting a Branch Representative Below to Get Started!

Dumont Branch

Apply with Fanny Diaz / NMLS #2153755

Cliffside Park Branch

Apply with Franca Fabrizio / NMLS #686131

Paramus Branch

Apply with Tiffany Gramiccioni / NMLS #1438447

Hackensack Branch

Apply with Anna Lemanski / NMLS #2110118

Apply with Karen Whelan / NMLS #797337

Cresskill Branch

Apply with Catherine Seetan / NMLS #1428897

Edgewater Branch

Apply with Ines Sena / NMLS #1066575

Apply with Shanna Lewin / NMLS #2156117

Apply with Ferdinand Lopez / NMLS #1498887

FAQ’s
Mortgage, Refinance, HELOC

Mortgage FAQ’s

What documentation do I need?

You will need three (most) recent months of bank statements and two (most) recent years of filed taxes, including W2 or 1099 as applicable.

How long will this process take?

There are many factors that decide this timeline and for more information, we advise you to speak to your loan officer or branch supervisor.

How much do I need to put down for my down payment?

Mariner’s bank, for purchase, requires a 20% down payment on residential mortgages.

Refinance FAQ’s

What documentation do I need?

You will need three (most) recent months of bank statements and two (most) recent years of filed taxes, including W2 or 1099 as applicable.

How long will this process take?

There are many factors that decide this timeline and for more information, we advise you to speak to your loan officer or branch supervisor. 

When should I consider refinancing?

When considering a refinance, you should be looking at how much you will be saving in the interest rate and the cost of the refinance.

HELOC FAQ’s

What documentation do I need?

You will need three (most) recent months of bank statements and two (most) recent years of filed taxes, including W2 or 1099 as applicable.

How long will this process take?

There are many factors that decide this timeline and for more information, we advise you to speak to your loan officer or branch supervisor.

What is the difference between a Home Equity Line of Credit and a Home Equity Loan?

Home Equity Loans are a lump sum disbursement with regular monthly payments and terms based on a rate that can be fixed or variable.

Home Equity Line of Credit is a variable rate in which you only pay what you use within a ten-year draw period.

What can I use my funds for?

This depends on the product you are choosing. Examples include but are not limited to debt consolidation and home remodeling.

Have further questions? 

Contact us by clicking here or call us at (201) 690-1664

Mortgage Calculator

mlcalc

Interactive calculators are made available to you for illustrative purposes only and are not intended to provide investment advice. Mariner’s Bank does not guarantee their accuracy or applicability to your situation. Be sure to consult a financial professional before relying on the results.